The good news? Medical advances are helping people to live longer and survive critical illnesses that earlier would have been a death sentence.
The bad news? Many medical insurance plans will not pay all the costs of recovery, disability plans can take up to 90 days before coverage is activated, and most people don’t have the financial reserves to support the loss of income.
The result? Your fortunate survival may turn into a financial life sentence.
This is where critical illness insurance steps in. It can help ensure that, in the event of a critical illness, you and your loved ones will have monetary resources to help cover mortgage payments, out-of-pocket medical expenses, medical treatments from out-of-network specialists, college payments for your children, or any other financial need.
Critical illness insurance provides a living benefit, a lump-sum payment upon the first occurrence and diagnosis, yours to use however you decide. Protective CRITICALanswer™ is the only critical illness insurance that provides all 3 of these features within the base policy:
• Multiple payment benefit (collect up to 3 times)• Lifetime coverage• Return of premium upon deathWe feel that this product represents the best critical illness insurance, and we’d welcome the opportunity to discuss it further with you.
